Opening a UK bank account

Proof of identity

You will normally be required to show all of the following original documents before a bank account can be opened:

• Your passport or ID card as proof of identity
• Your unconditional offer letter showing your overseas address
• Your Letter of Introduction, which should include your UK address
• Your BRP*

Normally, you begin the application process online. The bank will then ask you to provide electronic copies of your documents or to visit the branch to provide your proof of identity and complete the application process. 

*If your BRP has been delayed due to UKVI production issues, Barclays and Santander will accept your application without a BRP. You will need, in addition to the other documents listed above, a Confirmation of Study letter that includes your residential address in York. This can be requested through e:vision. 

Letter of Introduction

If you do not have your original unconditional offer letter or University accommodation offer letter, you can apply to the University for a Letter of Introduction to a bank. It is important that you open your bank account at the branch specified on your letter.

Apply for a Letter of Introduction using your e:Vision account and print it using any of the photocopier/printing machines around campus, including in the Library. 

Choosing a bank account

Check details of exactly what services you will get before opening your account, including access to online banking services, and think about what you need from your bank.

Note: this is not a full list of banks available and we don't recommend any bank in particular. Some accounts will have an administration fee, normally charged monthly.

Delays opening a UK bank account

In case there is a delay in opening a UK bank account, you should bring enough money (Sterling) in cash (nothing greater than £20 notes) and traveller’s cheques to last one to two weeks. If possible, bring a credit and/or debit card. Do not carry or keep large amounts of cash in your accommodation.

Watch out for bank scams

You should never respond to emails, phone calls or texts asking for your bank details, even if it seems to come from your own bank. If you are unsure about a communication you have received, contact your bank directly to query it. Find out how to spot scams and what to do if you think you have fallen victim to a scam.