If your child goes to the Campus Nursery, you can save money on the fees by paying through our Nursery Extra scheme.

Nursery Extra is a salary sacrifice scheme: the University pays the fees for you, and your pay is reduced by the same amount. This means that less income tax and NICs are taken from your pay each month, so you save money.

If you are already part of the University's childcare voucher scheme, you can make changes to or stop your voucher contributions through the benefits platform or app. Please note that the scheme has been closed to new joiners since October 2018.

To see if you are eligible visit the Government's tax-free childcare scheme.

Critical Illness insurance is available through Canada Life. The insurance will provide a tax free pay out if you are diagnosed with, or have surgery for, one of the illnesses covered by the policy.

In the event you are diagnosed with an illness, critical illness insurance can help to alleviate financial worries. With this cover it's up to you how you use the money. You may choose to pay off your mortgage, pay for specialist care or make changes to your home.

Insurance is available in steps of £10,000 up to a maximum of £250,000 for both you and your partner.

Dental cover from Unum at discounted rates, paid directly from monthly salary. There are five different levels of cover available and you can choose to add your partner and/or children to your cover.

A health assessment can help to identify potential risks or problems and allow you to develop strategies to manage these. Bluecrest currently offers five different health assessments to University of York staff. Each is designed to address the concerns of people at different ages and with different lifestyles, allowing you to choose the level of evaluation that best suits you. Bluecrest offers high-quality health and wellbeing services, delivered through their network of over 2,000 clinics nationwide, or even at your home.

Health cash plans provide an easy, affordable way to manage your money, safeguard the health and well-being of your family, and cover healthcare costs. Cover is through Medicash and premiums start from as little as £11.03 per month. In return you can claim money back for a wide range of healthcare bills. If you have a partner, you can upgrade your cover to include them. Up to four dependent children up to the age of 19, if in full time education, can also be covered at no extra cost.

Our private medical insurance is provided by BUPA. You can select from five different levels of cover, and choose to include your partner and/or children if you wish. BUPA Select offers you private medical insurance which covers the costs of your eligible treatment in the UK, up to the limits of your chosen cover, by BUPA recognised consultants, therapists and practitioners.

The University offers interest-free loans to members of staff to purchase the First Annual Staff ticket, allowing you to pay back the total cost of your annual bus ticket directly from your salary, over the course of 12 months.

The University funds the purchase of your annual season ticket by way of an interest free loan (up to a maximum annual value of £7,500), which you repay the loan in monthly instalments from your net salary (after tax and National Insurance have been deducted).

Through the cycle to work scheme, you can order a Cyclescheme voucher to get a bike and additional safety equipment, worth up to £2,500 in total, through a salary exchange agreement with the University over a 12 month period. Because the Cyclescheme works on a salary exchange scheme where you can make savings on the cost of your bike through reduced tax and National Insurance contributions.

Through our employee rewards partner, Personal Group, you can access a range of discounts to help your money go further.

• Save on your weekly shop with discounts at supermarkets such as Iceland, Morrisons, Sainsbury's, Tesco, Marks and Spencer and Waitrose.
• Benefit from special offers on days out and last minute holiday deals

Check out the website regularly to see what's new and pick up great bargains.

The University provides an interest free loan to help you pay for a rental deposit when moving into a privately rented home. You repay the loan in twelve monthly instalments from your net salary (after tax and National Insurance have been deducted).

Saving and loan provision is delivered by Salary Finance. Salary Finance offers loans repaid through salary, simple savings accounts, money insights, and the government-back scheme Help to Save.

Cushon are workplace savings specialists, offering a range of ISA options. Cushon allows you an easy way to save and invest directly from your pay. There are a range of products to choose from and you can contribute as little as £10 per month to your chosen ISA.

*IMPORTANT: These financial services are options and not recommendations. The University of York does not benefit from offering these services and, while both Salary Finance and Cushon can give you plenty of information about the options available to you, they do not offer regulated financial advice. Please seek independent financial advice.

Donate to your favourite charity straight from your pay. Give As You Earn is an easy and tax-efficent way to support the causes you care about. This option is provided by the Charities Aid Foundation (CAF), and allows you to donate to the charity of your choice directly from your salary. This benefits both you and the charity:

• Give more for less: payroll giving benefits from tax relief at your highest rate of income tax, so giving £1 costs a basic-rate taxpayer 80p and a higher-rate taxpayer only 60p
• Help charities make the most of your gifts: regular income helps your charity to plan and reduces their administration costs

Save money by making your pension contributions through our Pensions Extra salary exchange scheme - available to staff members in the USS or the University of York Pension Fund. If you are signed up to this scheme, the University pays your pension contributions on your behalf. Your contractual gross salary is reduced by the same amount. The pension contributions that the University makes are not subject to National Insurance contributions, saving you and the University money. You can opt in or out of this scheme via the Rewards Extra platform or app. We encourage you to visit the Rewards Extra platform or app for further information about employee eligibility.